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Get Pre-Approved!!!

Most of the people reading this site don’t have the luxury of taking a lot of time to find a place to live. That is why this step is even more important for you than for most buyers. First of all, we are talking about getting pre-approved for a mortgage. There...

Comparing Mortgages

Two things: 1) You need to get multiple quotes for a home loan. Doing so can save you thousands of dollars. 2) This page gives you every way you can compare mortgages, so there is no reason for me to just re-present their great information:...

Interest Rate vs. APR

I’m not a financial consultant but I do want to tip you off that “interest rate” and “APR” are not the same thing. You need to be aware of that when you are comparing loans. Simply, the interest rate is the amount of interest you are...

Types of Mortgages

There are a variety of types of mortgages. Below, I discuss the main ones that will likely apply to your situation. Conventional Fixed Rate Mortgage This is the standard type of mortgage. Generally available as 15, 20, or 30 year mortgages. They have a fixed rate,...

Buying With the End in Mind

Most of us have some idea what our dream home will be like. That’s great, but save it for later. IF YOU ARE BEGINNING RESIDENCY In 3-5 years, you are going to be trying to sell your house in a fairly tight window of time. You want that process to be easy. So...