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Buy vs. Rent (for 3-5 years)

Deciding whether to buy or rent is a highly subjective discussion. This site is aimed at people who have already decided to buy. If however, you are here and have not yet decided whether or not you want to buy a home right now, then I present the following points (and...

Get Pre-Approved!!!

Most of the people reading this site don’t have the luxury of taking a lot of time to find a place to live. That is why this step is even more important for you than for most buyers. First of all, we are talking about getting pre-approved for a mortgage. There...

Comparing Mortgages

Two things: 1) You need to get multiple quotes for a home loan. Doing so can save you thousands of dollars. 2) This page gives you every way you can compare mortgages, so there is no reason for me to just re-present their great information:...

Interest Rate vs. APR

I’m not a financial consultant but I do want to tip you off that “interest rate” and “APR” are not the same thing. You need to be aware of that when you are comparing loans. Simply, the interest rate is the amount of interest you are...